Terms of Use

Agreement to Terms

By accessing and using the Pedal Glide website (pedal-glide.com) and services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you may not use our website or services.

Use of Our Website

Permitted Use

You may use our website for lawful purposes only. You agree not to:

• Use the site in any way that breaches applicable laws or regulations
• Transmit any harmful or malicious code
• Attempt to gain unauthorised access to our systems
• Interfere with the proper functioning of the website
• Collect data from the site using automated means without our permission
• Use the site to send spam or unsolicited communications

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Pedal Glide or its licensors and is protected by UK and international copyright laws.

You may view, download, and print pages from the website for personal, non-commercial use only, provided you do not modify any content and retain all copyright notices.

Our Services

Nature of Services

Pedal Glide provides financial education programmes and workshops. Our services are educational in nature and do not constitute regulated financial advice.

We do not:

• Recommend specific financial products or investments
• Provide personalised financial advice regulated by the Financial Conduct Authority
• Manage investments or handle client money

If you require regulated financial advice, we recommend consulting with a qualified independent financial advisor.

Booking and Payment

When you book a programme or service:

• You agree to provide accurate and complete information
• Your booking is subject to availability and our acceptance
• Payment terms will be communicated when confirming your booking
• Prices are in British Pounds (GBP) and include VAT where applicable

Cancellations and Refunds

Cancellation and refund policies will be communicated at the time of booking. Generally:

• Cancellations made at least 7 days before a scheduled session may receive a full refund
• Cancellations made 3-6 days before may receive a 50% refund
• Cancellations made less than 3 days before are generally non-refundable
• We reserve the right to cancel or reschedule sessions due to circumstances beyond our control

User Content

If you submit content to us (such as questions, feedback, or testimonials), you grant us a non-exclusive, royalty-free, perpetual licence to use, reproduce, and publish that content for our business purposes, including marketing materials.

You warrant that any content you submit:

• Is your own original work or you have permission to share it
• Does not infringe any third-party rights
• Is not defamatory, offensive, or illegal

Privacy and Data Protection

Your use of our website and services is also governed by our Privacy Policy and GDPR information. By using our services, you consent to our collection and use of personal data as described in those documents.

Disclaimer of Warranties

Our website and services are provided "as is" without warranties of any kind, either express or implied. While we strive to provide accurate and helpful information, we do not warrant that:

• The website will be uninterrupted or error-free
• All information on the site is accurate or complete
• The site or our servers are free from viruses or harmful components

Limitation of Liability

To the fullest extent permitted by law, Pedal Glide shall not be liable for:

• Any indirect, incidental, or consequential damages
• Loss of profits, revenue, data, or business opportunities
• Any financial decisions made based on information from our educational programmes

Our total liability to you for any claims arising from our services shall not exceed the amount you paid for those services.

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by UK law.

Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or take responsibility for the content, privacy practices, or terms of use of third-party sites.

Changes to Terms

We may revise these Terms of Use at any time by updating this page. Your continued use of the website after changes are posted constitutes your acceptance of the revised terms.

Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or your use of our website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and Pedal Glide regarding your use of our website and services.

Contact Information

If you have questions about these Terms of Use, please contact us:

Pedal Glide
42 Anchor Road
Bristol BS1 5TT
United Kingdom
Email: [email protected]